Flagstar Financial, Inc. — News

Strategic evolution deepens client relationships, broadens product capabilities, and positions Flagstar Private Bank for long-term growth NEW YORK, N.Y., Aug. 5, 2026 /PRNewswire/ -- Flagstar Private Bank and Wealth Management, the private banking division of Flagstar Bank, N.A.

prnewswire.com - 2026-08-05 08:30:00

FLG's stock plunges 5.9% as Q2 earnings miss estimates on lower fee income. However, higher NII, lower costs and reduced credit provisions offer some support.

zacks.com - 2026-07-27 14:16:06

Flagstar Financial (NYSE:FLG) on Friday reported worse-than-expected second-quarter earnings results.

benzinga.com - 2026-07-27 11:34:59

HICKSVILLE, N.Y., July 27, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

prnewswire.com - 2026-07-27 08:30:00

Flagstar Bank, National Association (FLG) Q2 2026 Earnings Call Transcript

seekingalpha.com - 2026-07-24 15:50:26

Although the revenue and EPS for Flagstar Bank (FLG) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

zacks.com - 2026-07-24 10:31:05

Flagstar Bank, National Association NYSE: FLG reported its third consecutive quarter of profitability in the second quarter of 2026, as commercial-and-industrial loan growth, deposit growth and lower operating expenses helped offset continued runoff in commercial real estate and multifamily lending.

marketbeat.com - 2026-07-24 10:04:07

Flagstar Bank (FLG) came out with quarterly earnings of $0.05 per share, missing the Zacks Consensus Estimate of $0.06 per share. This compares to a loss of $0.14 per share a year ago.

zacks.com - 2026-07-24 08:16:21

ANNOUNCES $250 MILLION SHARE REPURCHASE PROGRAM THIRD CONSECUTIVE QUARTER OF PROFITABILITY AS PRE-PROVISION NET REVENUES INCREASED $34 MILLION ON AN UNADJUSTED BASIS AND $21 MILLION ON AN ADJUSTED BASIS COST OF DEPOSITS DECLINED FIVE BASIS POINTS, WHILE TOTAL DEPOSITS INCREASED NEARLY $700 MILLION IN THE SECOND QUARTER AND APPROXIMATELY $1.5 BILLION YEAR-TO-DATE BALANCE SHEET GREW APPROXIMATELY $600 MILLION DRIVEN BY SOLID CORE C&I LOAN AND DEPOSIT GROWTH FROM CONTINUED EXPANSION OF THE COMMERCIAL BANKING PLATFORM C&I LOANS INCREASED $2.0 BILLION OR 12% QUARTER OVER QUARTER DRIVEN BY STRATEGIC FOCUS AREAS CONTINUED EXPENSE DISCIPLINE WITH OPERATING EXPENSES DOWN 3% COMPARED TO PRIOR QUARTER; POSITIVE OPERATING LEVERAGE OF 7% CRE PAR PAYOFFS TOTALED $1.1 BILLION, OF WHICH 39% WERE SUBSTANDARD; CRE CONCENTRATION RATIO IMPROVED TO 350% COMPARED TO 367% LAST QUARTER CET1 CAPITAL RATIO OF 13.16% Second Quarter 2026 Summary Compared to First Quarter 2026 Profitability Capital   PPNR of $66 million , up $34 million Adjusted PPNR of $62 million , up $21 million or 51% Operating expenses of $427 million down 3% Positive operating leverage of 7% Net interest margin was relatively unchanged at 2.13% Deposit costs declined 5 basis points while overall cost of funds declined 7 basis points     CET1 capital ratio of 13.16%, at or above peer group levels Excess capital of $1.6 billion, using low end of target CET1 range of 10.5% Book value per share of $18.31 Tangible book value per share of $17.51 Tangible book value per share adjusted for warrant exercise is $15.54   Balance Sheet Asset Quality   Total C&I loans increased $2.0 billion or 12% to $18.6 billion Total loans increased $562 million to $61.0 billion , up 1% or 4% annualized Total deposits increased $689 million or 1% Core deposits grew $644 million or 1% C&I and Private Bank deposits grew $905 million , up 4% Strategic C&I loan focus areas grew $2.1 billion or 29% Total MF/CRE exposure down $1.5 billion or 4% Wholesale borrowings, mainly FHLB advances, declined $250 million or 2%     Criticized/Classified loans declined $143 million or 1% Substandard loans declined $369 million or 6% Non-accrual loans rose $123 million or 5% Total ACL of $0.9 billion or 1.52% of total loans HFI Total multi-family ACL coverage of 1.63% ACL coverage of 2.87% for multi-family loans with 50% or greater rent-regulated units Total NYC multi-family loans declined $677 million or 5% Total NYC multi-family loans with 50% or greater rent-regulated units declined $338 million or 4% NCOs to average loans was 0.66% vs. 0.52%   Hicksville, N.Y.

prnewswire.com - 2026-07-24 06:05:00

Board of Directors Authorizes Repurchase of Up to $250 Million of Outstanding Common Stock, Reflecting the Bank's Strong Capital Position and Commitment to Long-Term Shareholder Value HICKSVILLE, N.Y., July 24, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

prnewswire.com - 2026-07-24 06:00:00

Flagstar Bank, National Association is positioned for a potential earnings beat in Q2'26, driven by robust commercial & industrial loan growth and a favorable credit environment. FLG trades at a significant discount to book value (0.82x P/B), offering a compelling margin of safety versus regional peers. Strategic cost-cutting, reduced New York real estate exposure (down 17% Y/Y in Q1), and renewed profitability underpin a turnaround investment thesis.

seekingalpha.com - 2026-07-20 08:00:00

Shares of Flagstar Bank, National Association (NYSE: FLG - Get Free Report) hit a new 52-week high during mid-day trading on Thursday after Cantor Fitzgerald raised their price target on the stock from $16.00 to $17.00. Cantor Fitzgerald currently has an overweight rating on the stock. Flagstar Bank, National Association traded as high as $15.44 and

defenseworld.net - 2026-07-17 04:01:48

HICKSVILLE, N.Y., July 8, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

prnewswire.com - 2026-07-08 08:30:00

Bank establishes proprietary rights over its enterprise platform and novel AI system HICKSVILLE, N.Y., June 15, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

prnewswire.com - 2026-06-15 08:30:00

Flagstar Bank, National Association (FLG) Presents at Morgan Stanley US Financials Conference 2026 Transcript

seekingalpha.com - 2026-06-10 19:12:11

HICKSVILLE, N.Y., June 9, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

prnewswire.com - 2026-06-09 15:00:00

FLAGSTAR BANK, N.A. TO PARTICIPATE AT THE MORGAN STANLEY U.S. FINANCIALS CONFERENCE PR Newswire HICKSVILLE, N.Y.

gurufocus.com - 2026-06-03 09:00:00

HICKSVILLE, N.Y., June 3, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

prnewswire.com - 2026-06-03 08:30:00

On May 20, 2026, Flagstar Bank NA (FLG) shares rose 3.0% today to a current price of $13.67. The stock has experienced a 52-week range of $10.38 to $14.92, refl

gurufocus.com - 2026-05-20 20:25:00

Joseph Otting's Employment Agreement in His Role as CEO Extended Through March 2028 Richard Raffetto and Lee Smith Named Co-Presidents and Co-Chief Operating Officers with Expanded Responsibilities Bao Nguyen Named Chief Legal Officer and Chief Operating Officer for Consumer and Retail Banking Sydney Menefee Named Chief Audit Executive Peter Sullivan Named General Counsel HICKSVILLE, N.Y., May 18, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

prnewswire.com - 2026-05-18 16:30:00

Flagstar Bank, National Association NYSE: FLG executives said the company has made significant progress stabilizing its balance sheet and repositioning its business model, while acknowledging that the turnaround remains a work in progress.

marketbeat.com - 2026-05-12 04:06:52