NASDAQ : SOFI

SoFi Technologies, Inc. — News

$16.31 USD

-$0.16 (-0.97%)

Volume
56.02M
Average Volume
79.23M
Market Capitalization
$20.92B
P/E Ratio
31.98
Dividend Yield
0.00%
Price Target
$21.00
Year High
$32.73
Year Low
$14.88
Day High
Day Low
Payout Ratio
$0.00
Current Ratio
$0.00
Source Headline
SoFi Just Reported Earnings. Is the Stock a Buy Now?

Adjusted net revenue soared 40% year over year in the quarter, with a 50% increase in EPS. The cross-sell strategy is working, with two new products for every one new member in the quarter.

fool.com - 2026-08-01 11:30:00

SoFi Stock Analysis: Buy the Dip?

SoFi (SOFI -0.97%) reported quarterly financial results that disappointed the stock market and investors.

fool.com - 2026-07-31 23:22:22

51% of SoFi's New Products Last Quarter Went to Existing Members, Up From 35% a Year Ago

SoFi Technologies topped last quarter's revenue and earnings estimates, but untouched earnings guidance rattled investors. Even so, the company is showing strong promise on a growth front that's only just now being fully tapped.

fool.com - 2026-07-31 16:05:00

Should You Buy, Hold or Fold SoFi Technologies Stock Post Q2 Earnings?

SOFI delivers robust Q2 growth, record member and loan gains, and raises its 2026 revenue outlook despite Technology Platform pressure.

zacks.com - 2026-07-31 15:36:04

Nu vs. SoFi: Which Digital Banking Stock Is the Better Investment Now?

SoFi offers a broader revenue mix, rising fee income and strong capital, while Nu faces heavier unsecured credit and Latin America risks.

zacks.com - 2026-07-31 14:26:10

Down 50%, Is It Time to Buy Sofi Stock Again?

In this video, Motley Fool contributor Jason Hall breaks down the latest with SoFi Technologies (SOFI -2.37%), how the business is performing, the risks, and whether he thinks the stock is a buy after Q2 earnings.

fool.com - 2026-07-31 11:02:00

SoFi: Strong Monetization Runway

SoFi Technologies, Inc. delivered a strong Q2, beating earnings and revenue expectations, and raised its full-year net revenue guidance. SOFI added 1.12 million new members in Q2, surpassing its prior year-end target, which is why I am raising my membership target to 18.5-19.0 million by year-end. Financial services revenues are growing rapidly and are more fee-focused, improving income stability and reducing dependence on more volatile lending activities.

seekingalpha.com - 2026-07-31 10:44:38

SoFi Technologies Q2: The Everything App Inflection Just Showed Up In The Numbers

SoFi Technologies delivered a record Q2 2026 with 40% revenue growth, raised full-year guidance, and posted its 11th consecutive profitable quarter. SOFI's lending, member, and product growth hit all-time highs, with cross-buy at 51% and fee-based revenue now 39% of total, supporting the 'everything app' thesis. Despite strong operational results and compounding earnings, SOFI shares sold off due to headline EPS optics, which are suppressed by a higher tax rate, not core performance.

seekingalpha.com - 2026-07-31 08:30:09

SoFi Technologies Q2 Earnings Call Highlights

SoFi Technologies (NASDAQ: SOFI) reported second-quarter 2026 results marked by 40% year-over-year adjusted net revenue growth, record loan originations and continued growth in members and products, while raising its full-year revenue outlook. Adjusted net revenue rose to $1.2 billion in the quarter, while adjusted EBITDA increased 44% from a year earlier to $358 million, producing a

defenseworld.net - 2026-07-31 04:47:24

SoFi Technologies (NASDAQ:SOFI) Trading 8% Higher Following Strong Earnings

SoFi Technologies, Inc. (NASDAQ: SOFI - Get Free Report) rose 8% on Thursday following a better than expected earnings announcement. The company traded as high as $16.48 and last traded at $16.47. Approximately 81,947,074 shares changed hands during mid-day trading, an increase of 16% from the average daily volume of 70,757,461 shares. The stock had previously

defenseworld.net - 2026-07-31 04:03:55

Stock of the Day: SoFi Bounces Off Support — Is There More to Come?

SoFi Technologies, Inc. (NASDAQ:SOFI) shares rose 8% on Thursday. The setup suggests the rally could continue.

benzinga.com - 2026-07-30 16:20:05

SoFi's Tangible Book Value Grew 80% in a Year. Yet the Stock Fell 9% on the News.

SoFi's second-quarter net revenue hit a record $1.2 billion, up 43% from a year earlier. Tangible book value ended the quarter at $9.5 billion, an 80% increase over 12 months.

fool.com - 2026-07-30 14:23:00

Prediction: This Is Where SoFi Stock Goes From Here

In this video, I will cover the latest developments around SoFi (SOFI +5.67%) and explain why the recent news has me frustrated as a shareholder. Watch the short video to learn more, consider subscribing, and click the special offer link below.

fool.com - 2026-07-30 14:05:51

Is SoFi Technologies a Buy After Its Latest Earnings Report?

Despite strong member growth, SoFi maintained its full-year adjusted EBITDA and earnings outlook. The company did raise its guidance for full-year adjusted net revenue.

fool.com - 2026-07-30 13:34:01

SoFi's Best Days Aren't Over Yet

SoFi Technologies, Inc. growth thesis is under threat. But lending origination growth is helping to offset normalization in financial services and tech platform segments. SOFI stock now trades at a more attractive 21x forward earnings, as the market digested its disconnect from sector peers. Management raised revenue guidance but kept adjusted EBITDA unchanged; I believe it is consistent with a growth-oriented posture.

seekingalpha.com - 2026-07-30 11:56:46

Jim Cramer Says When Margin Goes Down Big You Have to Buy What Was Blown Out: 5 Stocks to Consider

Jim Cramer's latest market call gives dip buyers a framework: when margin compression punishes a stock, that's often the moment to lean in.

247wallst.com - 2026-07-30 11:11:42

SOFI Q2 Earnings Call Highlights Product Expansion and Guidance

SoFi Technologies expands its financial ecosystem with member growth, AI offerings, lending strength and a higher 2026 revenue outlook.

zacks.com - 2026-07-30 11:03:52

SoFi: Why I'm Buying Again

SoFi grew revenue 40% year over year to $1.2 billion, while adjusted EBITDA reached a record $358 million despite higher taxes. Member growth accelerated to 15.8 million as cross-buy improved significantly, with 51% of new products purchased by existing customers. Credit quality strengthened as annualized personal loan charge-offs declined to 3.7%, contradicting concerns about weakening underwriting standards.

seekingalpha.com - 2026-07-30 10:30:21

Prediction: SoFi Could Become a $50 Stock On This Date

SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction | SOFI Price Prediction) has shed its 2025 gains in 2026, creating an interesting risk/reward setup in fintech.

247wallst.com - 2026-07-30 09:00:00

SoFi Stock Q2 Review: The Post-Earnings Dip Is A Misunderstood Gift

SoFi Technologies is rated a Buy after Q2 results, with a 25% upside potential over 12-18 months. SOFI delivered 41% YoY revenue growth, record loan originations, and accelerating cross-buy metrics, supporting operating leverage and future EPS growth. The market's concern over slowing member growth is offset by increased product adoption per member, reducing CAC and improving margins.

seekingalpha.com - 2026-07-30 07:30:42

SoFi Technologies (NASDAQ:SOFI) Shares Gap Down After Insider Selling

SoFi Technologies, Inc. (NASDAQ: SOFI - Get Free Report) gapped down prior to trading on Wednesday following insider selling activity. The stock had previously closed at $16.74, but opened at $15.50. SoFi Technologies shares last traded at $15.1040, with a volume of 46,679,675 shares changing hands. Specifically, EVP Kelli Keough sold 10,954 shares of SoFi Technologies

defenseworld.net - 2026-07-30 02:01:49

Why SoFi Stock Fell Today

More people are turning to the "everything app" for their financial needs. The market apparently wanted even more growth than SoFi delivered.

fool.com - 2026-07-29 20:30:11

SoFi Technologies: Opportunity Knocks On This Huge Correction

SoFi Technologies, Inc. is upgraded to Strong Buy after a significant valuation correction and robust Q2 results. Q2 revenue reached $1.2 billion (up 41% YoY) with adjusted EBITDA of $358 million and a 30% margin, signaling sustained high growth. Tangible book value per SOFI share surged 56% YoY to $7.34, while member and product additions hit record levels, highlighting cross-buy acceleration.

seekingalpha.com - 2026-07-29 14:56:05

SoFi Doubles Down on AI Despite Market Pullback

SoFi posted record quarterly revenue and raised its full-year sales outlook. SoFi CEO Anthony Noto discusses why the company is keeping its earnings guidance unchanged, how AI is boosting engineering productivity and customer service, and why SoFi is continuing to invest for long-term growth despite shifting expectations for interest rates.

youtube.com - 2026-07-29 14:41:59

SoFi Stock Sinks After Blowout Earnings Fail to Impress Wall Street

SoFi Technologies (SOFI) shares fell more than 9% on Wednesday after the digital financial services company reported second-quarter results that topped Wall Str

gurufocus.com - 2026-07-29 13:32:00

Why SoFi's stock is dropping, even after its earnings beat expectations

SoFi Technologies delivered better-than-expected results for its latest quarter — but investors took issue with other aspects of the report, sending the company's shares sharply lower Wednesday.

marketwatch.com - 2026-07-29 13:18:00

SoFi Technologies, Inc. (SOFI) Q2 2026 Earnings Call Transcript

SoFi Technologies, Inc. (SOFI) Q2 2026 Earnings Call Transcript

seekingalpha.com - 2026-07-29 13:13:15

SoFi Technologies Q2 Earnings Call Highlights

SoFi Technologies NASDAQ: SOFI reported second-quarter 2026 results marked by 40% year-over-year adjusted net revenue growth, record loan originations and continued growth in members and products, while raising its full-year revenue outlook.

marketbeat.com - 2026-07-29 13:04:58

SoFi Cross-Selling Grows as Existing Members Drive 51% of New Products

SoFi wants artificial intelligence to do more than answer a customer's financial questions. It wants AI to eventually act on them, and in the process give customers more reasons to keep their financial lives inside its expanding financial ecosystem.

pymnts.com - 2026-07-29 11:56:57

SoFi Just Posted Record Growth and Profitability -- So Why Is the Stock Down 10%?

SoFi reported second quarter revenue, membership growth, earnings, and more that were higher than ever. Despite the strong numbers, the fintech stock dropped by nearly 10% after the announcement.

fool.com - 2026-07-29 11:30:40

QUICK SPARK: SoFi Just Crossed a Major 'Everything App' Milestone

SoFi Technologies, Inc‘s (NASDAQ:SOFI) second-quarter earnings were packed with record numbers, from revenue and loan originations to member growth. But the most important metric may have been one that received far less attention.

benzinga.com - 2026-07-29 11:26:58

SoFi Sinks 10% as Record Q2 Revenue Beat Meets Unchanged Profit Guidance

Shares of SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) are down 10% to $15.15 Wednesday morning, wiping out most of the pre-earnings bid despite record top-line revenue.

247wallst.com - 2026-07-29 10:48:46

Sofi Technologies lifts revenue guidance as Q2 results top Wall Street expectations

Sofi Technologies (NASDAQ:SOFI) reported second quarter 2026 results that exceeded Wall Street expectations for revenue and adjusted earnings, while raising its full-year revenue outlook as the financial technology company continued to expand its member base and product offerings. The company reported adjusted earnings per share of $0.12 for the quarter, ahead of analyst estimates of $0.11.

proactiveinvestors.com - 2026-07-29 10:48:08

Compared to Estimates, SoFi Technologies (SOFI) Q2 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for SoFi Technologies (SOFI) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

zacks.com - 2026-07-29 10:31:12

Fintech Stock Stumbles Out of the Earnings Confessional

SoFi Technologies Inc (NASDAQ:SOFI) is a weight on the fintech sector today, last seen down 9.7% to trade at $15.11.

schaeffersresearch.com - 2026-07-29 10:07:22

Why did SoFi stock fall despite earnings beat and higher 2026 outlook?

SoFi Technologies SOFI shares fell over 9% on Wednesday despite the fintech company reporting stronger-than-expected second-quarter earnings and revenue and raising its full-year 2026 revenue guidance. Investors were likely focused more on execution risks and uncertainty surrounding US interest rates.

invezz.com - 2026-07-29 10:06:53

SoFi Technologies, Inc. (SOFI) Q2 Earnings and Revenues Beat Estimates

SoFi Technologies, Inc. (SOFI) came out with quarterly earnings of $0.12 per share, beating the Zacks Consensus Estimate of $0.11 per share. This compares to earnings of $0.08 per share a year ago.

zacks.com - 2026-07-29 09:31:08

SoFi Stock Falls Despite Q2 Earnings Beat and Raised Guidance: What Investors Need to Know

SoFi Technologies Inc. (NASDAQ:SOFI) reported second-quarter results before the opening bell on Wednesday. Here is a rundown of the report.

benzinga.com - 2026-07-29 08:54:42

SoFi Stock Falls 4% as Revenue Guidance Rises but Profit Doesn't

SoFi Technologies (SOFI) fell 4% premarket after reporting second-quarter adjusted net revenue up 40% to a record $1.21 billion, ahead of the $1.12 billion anal

gurufocus.com - 2026-07-29 08:47:00

SoFi lifts 2026 revenue forecast as member growth, new loans hit records

Fintech SoFi raised its 2026 revenue growth forecast above Wall Street expectations on Wednesday after posting a market-beating second quarter, driven ​by record member growth and loan originations.

reuters.com - 2026-07-29 07:04:20

SoFi Must Win Back Wall Street. Will a Slight Earnings Beat Help?

SoFi Technologies posts second-quarter earnings that edge past analysts' forecasts and raises part of its full-year guidance.

barrons.com - 2026-07-29 07:00:00

SoFi Reports Second Quarter 2026 with Record Net Revenue of $1.2 Billion, Record Member and Product Growth, Net Income of $157 Million

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, everything app for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its second quarter ended June 30, 2026. “2026 is shaping up to be a defining year, and our second quarter results mark a clear inflection point for SoFi,” said Anthony Noto, CEO of SoFi. “Despite continued market uncertainty, our business model continues.

businesswire.com - 2026-07-29 07:00:00

What Should Investors Do With SoFi Technologies Ahead of Q2 Earnings?

SoFi readies for its Q2 earnings release with 30% revenue growth expected, strong lending demand and member gains, but margin, credit and valuation risks remain.

zacks.com - 2026-07-28 12:46:24

Is SoFi a Buy Before Wednesday? Here's My Honest Take

In this video, I will cover whether SoFi (SOFI -2.64%) is worth buying ahead of this week's earnings report and explain what I am doing with my own position. Watch the short video to learn more, consider subscribing, and click the special offer link below.

fool.com - 2026-07-28 09:13:52

SoFi Technologies (NASDAQ:SOFI) Stock Price Up 2.6% on Analyst Upgrade

Shares of SoFi Technologies, Inc. (NASDAQ: SOFI - Get Free Report) were up 2.6% during mid-day trading on Monday after Truist Financial raised their price target on the stock from $17.00 to $18.00. Truist Financial currently has a hold rating on the stock. SoFi Technologies traded as high as $17.50 and last traded at $16.88. 66,386,786

defenseworld.net - 2026-07-28 01:21:47

Down 50% From 2026 Highs, Should You Buy Sofi Before July 29 Earnings?

SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) enters its July 29 Q2 earnings report with a sharp disconnect between its stock and its business.

247wallst.com - 2026-07-25 12:02:42

SoFi Technologies: Great Execution At A Discount

SoFi Technologies is rated 'Strong Buy' with a $22–$26 fair value, reflecting a significant discount to peers despite robust book value growth. SOFI's tech-enabled banking model drives high product-per-member growth and fee diversification, with 43% of new products in Q1 coming from existing members. The company trades at 2x book value versus JPMorgan's 2.62x and Nu Holdings' 5x, yet boasts superior credit quality and a simpler, lower-risk balance sheet.

seekingalpha.com - 2026-07-25 09:28:16

SoFi Technologies Q2 Preview: Product Expansions, Weak Consumer Macros And A Tough Growth Ask

SoFi is aggressively seeking to diversify its lending focused revenue stream with new product expansions via an AI investment platform, stablecoins, financial planning and investment products. Q1 debit spending rebounded, particularly in travel and dining, but tax refunds appear to have driven the increase. Meanwhile, consumer sentiment remains very weak at multi-decadal lows. Investors should focus on Q2 revenue guidance, as SoFi has regularly beaten reported-revenue estimates while guidance has been less compelling.

seekingalpha.com - 2026-07-25 08:45:12

Is SoFi Technologies Stock a Bargain After Its Big Drop, or a Falling Knife?

SoFi Technologies has dealt with multiple issues this year. Its financial results point to an improving business with attractive prospects.

fool.com - 2026-07-24 18:30:00

3 Bank Stocks to Buy in July

Bank stocks can be appealing buys as interest rates remain high.

fool.com - 2026-07-24 12:05:00

Get SOFI Insider Trade Alerts

SOFI Price Target Summary

Last Month

$20.00

4 analysts

Last Quarter

$21.00

6 analysts

Last Year

$24.67

30 analysts

All Time

$16.40

71 analysts

SOFI Recent Analyst Grades

Date Analyst Firm Action Previous Grade New Grade
2026-07-31 Mizuho Maintain Outperform Outperform
2026-07-30 Wells Fargo Maintain Equal Weight Equal Weight
2026-07-30 Morgan Stanley Maintain Underweight Underweight
2026-07-30 Needham Maintain Buy Buy
2026-07-24 Truist Securities Maintain Hold Hold
2026-07-09 Goldman Sachs Maintain Neutral Neutral
2026-05-12 Truist Securities Maintain Hold Hold
2026-05-04 Citigroup Maintain Buy Buy
2026-04-30 Needham Maintain Buy Buy
2026-04-30 UBS Maintain Neutral Neutral
2026-04-30 TD Cowen Maintain Hold Hold
2026-04-30 Stephens & Co. Maintain Overweight Overweight
2026-04-24 Truist Securities Maintain Hold Hold
2026-04-14 Goldman Sachs Maintain Neutral Neutral
2026-04-09 Wells Fargo Maintain Equal Weight Equal Weight
2026-04-09 Keefe, Bruyette & Woods Maintain Underperform Underperform
2026-04-06 Barclays Maintain Equal Weight Equal Weight
2026-02-18 Truist Securities Maintain Hold Hold
2026-02-09 Citizens Upgrade Market Perform Market Outperform
2026-02-03 JP Morgan Upgrade Neutral Overweight
2026-02-02 Needham Maintain Buy Buy
2026-01-06 Barclays Maintain Equal Weight Equal Weight
2026-01-06 Goldman Sachs Maintain Neutral Neutral