NASDAQ : CPSS

Consumer Portfolio Services, Inc.

$9.25 USD

-$0.23 (-2.43%)

Volume
17.21K
Average Volume
24.68K
Market Capitalization
$200.71M
P/E Ratio
9.34
Dividend Yield
0.00%
Price Target
Year High
$10.49
Year Low
$6.67
Day High
—
Day Low
—
Payout Ratio
$0.00
Current Ratio
$0.23
Company Overview

NASDAQ

Charles E. Bradley

Financial - Credit Services

Financial Services

CPSS

913

US

USD

https://www.consumerportfolio.com

949 753 6800

210502100

0000889609

Liquidity Metrics

12.56

0.23

0.23

0.01

0.00

Sales & Valuation

$427.97M

0.44

0.63

0.57

16.15

Profitability

$0.8

$19.32M

4.79%

6.93%

6.91%

0.49%

P/E Metrics

9.34

0.93

0.93

Analyst Price Target & Rating

Neutral

3/5

4 Analysts

%

Financial Health Scores

0.18

8/9

-$594.39M

$4.42B

$4.1B

$155.63M

Key Metrics (TTM)

$4.21B

9.32

26.89

0.23

6.91%

2.48%

10.50%

170.36%

$18.15

-294 days

Company Executives
Name Title
Christopher Terry Executive Vice President of Systems, Risk & IT
Denesh Bharwani Chief Financial Officer & Executive Vice President
Charles E. Gonel Senior Vice President of Servicing
Robert E. Riedl Senior EVice President & Chief Risk Officer
Teri L. Robinson Executive Vice President of Sales & Originations
Catrina Ralston Senior Vice President of Human Resources
Michael T. Lavin President, Chief Operating Officer & Chief Legal Officer
Brian J. Rayhill Secretary & Independent Director
Charles E. Bradley Jr. Chief Executive Officer & Chairman
Steve Schween Senior Vice President of Systems
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About Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Stock

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; an ... d purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript

2026-08-05 16:00:03

Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript

Consumer Portfolio Services Q2 Earnings Call Highlights

2026-08-05 14:05:56

Consumer Portfolio Services NASDAQ: CPSS reported sharply higher second-quarter loan originations and improved profitability, as the subprime auto lender expanded its sales force, added dealers and maintained what management described as disciplined underwriting standards.

CPS Announces Second Quarter 2026 Earnings

2026-08-04 16:15:00

LAS VEGAS, NV, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $6.2 million, or $0.27 per diluted share for its second quarter ended June 30, 2026. This represents a 30% increase in net income compared to $4.8 million in the second quarter of 2025. Earnings per diluted share increased by 35% compared to $0.20 in the second quarter of 2025.

CPS to Host Conference Call on Second Quarter 2026 Earnings

2026-08-03 14:37:13

Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) ("CPS" or the "Company") today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p. m. ET to discuss its second quarter 2026 operating results.

CPS to Host Conference Call on Second Quarter 2026 Earnings

2026-08-03 14:37:00

Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results.

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

2026-07-22 13:34:13

LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) ("CPS" or the "Company") announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company.

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

2026-07-22 13:34:00

LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company. The transaction is CPS's 60th senior subordinate securitization since the beginning of 2011 and the 43rd consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.

CPS Announces Renewal And Capacity Increase Of Credit Facility

2026-07-09 16:19:00

LAS VEGAS, July 09, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on July 9, 2026, it renewed its two-year revolving credit agreement with Citibank, N.A. while simultaneously increasing the capacity of the facility. The renewal and increase apply to both Citibank, N.A. and the subordinate lender, and increases the capacity of the facility from $335 million to $508 million.

Frequently Asked Questions

What is the current Consumer Portfolio Services, Inc. (CPSS) stock price?

Consumer Portfolio Services, Inc.(NASDAQ:CPSS) stock price is $9.25 in the last trading session. During the trading session, CPSS stock reached the peak price of $10.49 while $6.67 was the lowest point it dropped to. The percentage change in CPSS stock occurred in the recent session was --2.43% while the dollar amount for the price change in CPSS stock was -$0.23.

CPSS's industry and sector of operation?

The NASDAQ listed CPSS is part of Financial - Credit Services industry that operates in the broader Financial Services sector.

Who are the executives of CPSS?

Christopher Terry | Executive Vice President of Systems, Risk & IT
Denesh Bharwani | Chief Financial Officer & Executive Vice President
Charles E. Gonel | Senior Vice President of Servicing
Robert E. Riedl | Senior EVice President & Chief Risk Officer
Teri L. Robinson | Executive Vice President of Sales & Originations

How many employees does CPSS have?

Number of CPSS employees currently stands at 913. CPSS operates from 3800 Howard Hughes Parkway, Las Vegas, NV 89169, US.

Link for CPSS official website?

Official Website of CPSS is: https://www.consumerportfolio.com

How do I contact CPSS?

CPSS could be contacted at phone #949 753 6800 and can also be accessed through its website. CPSS operates from 3800 Howard Hughes Parkway, Las Vegas, NV 89169, US.

How many shares of CPSS are traded daily?

The average number of CPSS shares traded daily for last 3 months was 24.68K.

What is the market cap of CPSS currently?

The market value of CPSS currently stands at $200.71M with its latest stock price at $9.25