Is Infinity Bancorp (INFT) a Buy, Sell, or Hold?
OTC : INFT
Infinity Bancorp — Financials
$17.75 USD
-$0.01 (-0.06%)
- Volume
- 9.9K
- Average Volume
- 90
- Market Capitalization
- $55.62M
- P/E Ratio
- 10.26
- Dividend Yield
- 2.08%
- Price Target
- Year High
- $29.90
- Year Low
- $12.48
- Day High
- —
- Day Low
- —
- Payout Ratio
- $0.00
- Current Ratio
- $0.00
INFT Financial Statements
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| revenue | 23.84M | 23.22M | 20.22M | 13.83M | 9.77M | 6.6M | 3.56M | 925K |
| costOfRevenue | 4.94M | 7.6M | 5.75M | 1.9M | 1.22M | 1.22M | - | - |
| grossProfit | 18.9M | 15.62M | 14.47M | 11.93M | 8.55M | 5.39M | 3.56M | 925K |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 8.62M | 7.62M | 6.65M | 5.75M | 5.38M | 4.45M | 3.56M | 2.88M |
| sellingAndMarketingExpenses | 314K | 245K | 109K | 69000 | 93000 | 55000 | 53000 | 68000 |
| sellingGeneralAndAdministrativeExpenses | 8.93M | 7.87M | 6.76M | 5.82M | 5.47M | 4.51M | 3.61M | 2.95M |
| otherExpenses | 2.46M | 2.11M | 2.15M | 1.81M | 1.33M | 1.2M | -2.52M | -6.98M |
| operatingExpenses | 11.4M | 9.98M | 8.91M | 7.63M | 6.81M | 5.71M | 1.1M | -4.03M |
| costAndExpenses | 16.34M | 17.58M | 14.67M | 9.53M | 8.02M | 6.92M | 5.91M | -4.03M |
| netInterestIncome | 18.86M | 16.82M | 15.84M | 12.4M | 8.94M | 5.83M | 3.26M | 897K |
| interestIncome | 23.31M | 22.83M | 19.83M | 13.51M | 9.46M | 6.39M | 3.64M | 935K |
| interestExpense | 4.45M | 6.01M | 3.99M | 1.11M | 526K | 557K | 389K | 38000 |
| depreciationAndAmortization | 75000 | 132K | 112K | 121K | 106K | 139K | 133K | 113K |
| ebitda | 7.58M | 5.77M | 5.66M | 4.42M | 1.85M | -178K | -1.8M | -2.99M |
| ebit | 7.5M | 5.64M | 5.55M | 4.3M | 1.74M | -317K | -1.93M | -3.1M |
| nonOperatingIncomeExcludingInterest | - | - | - | - | - | - | - | 113K |
| operatingIncome | 7.5M | 5.64M | 5.55M | 4.3M | 1.74M | -317K | -1.93M | -3.1M |
| totalOtherIncomeExpensesNet | - | - | - | - | - | - | - | -113K |
| incomeBeforeTax | 7.5M | 5.64M | 5.55M | 4.3M | 1.74M | -317K | -1.93M | -3.1M |
| incomeTaxExpense | 2.14M | 1.76M | 1.68M | 1.29M | -1.43M | 1000 | 1000 | 2000 |
| netIncomeFromContinuingOperations | 5.36M | 3.88M | 3.87M | 3M | 3.17M | -318K | -1.93M | -3.1M |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - |
| netIncome | 5.36M | 3.88M | 3.87M | 3M | 3.17M | -318K | -1.93M | -3.1M |
| netIncomeDeductions | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | 5.36M | 3.88M | 3.87M | 3M | 3.17M | -318K | -1.93M | -3.1M |
| eps | 1.71 | 1.29 | 1.2 | 0.9 | 0.96 | -0.1 | -0.58 | -0.94 |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 97.08M | 69.06M | 64.16M | 98.23M | 77.29M | 44.65M | 13.48M | 40.28M |
| shortTermInvestments | - | - | 42.51M | 51.98M | 66.76M | 23.01M | 27.79M | 15.72M |
| cashAndShortTermInvestments | 97.08M | 69.06M | 106.67M | 150.21M | 144.06M | 67.66M | 41.26M | 56M |
| netReceivables | - | - | - | 1.34M | 1.02M | 886K | 491K | 270K |
| accountsReceivables | - | - | - | 1.34M | 1.02M | 886K | 491K | 270K |
| otherReceivables | - | - | - | - | - | - | - | - |
| inventory | - | - | - | -98.23M | -77.29M | - | -13.48M | -40.28M |
| prepaids | - | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | 21.64M | 98.23M | 77.29M | -68.55M | 13.48M | 40.28M |
| totalCurrentAssets | 97.08M | 69.06M | 128.32M | 151.55M | 145.08M | - | 41.76M | 56.27M |
| propertyPlantEquipmentNet | 1.28M | 1.31M | 1.57M | 856K | 1.24M | 1.56M | 1.96M | 527K |
| goodwill | - | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | 1.34M | 1.02M | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | 49.39M | 65.29M | - | - | - |
| longTermInvestments | 253.26M | 222.6M | 42.51M | 51.98M | 66.76M | 23.01M | 27.79M | 15.72M |
| taxAssets | - | - | 3.31M | 3.45M | 2.71M | - | - | - |
| otherNonCurrentAssets | 4.38M | 39.7M | 193.41M | -52.84M | -68M | - | - | -16.24M |
| totalNonCurrentAssets | 258.91M | 263.61M | 240.81M | 52.84M | 68M | 24.57M | 29.75M | 16.24M |
| otherAssets | - | - | -62.99M | 105.78M | 83.75M | - | 45.13M | -1.97M |
| totalAssets | 355.99M | 332.67M | 306.13M | 310.17M | 296.83M | 204.88M | 116.63M | 70.54M |
| totalPayables | - | - | - | 747K | 596K | 252K | 156K | 280K |
| accountPayables | - | - | - | 747K | 596K | 252K | 156K | 280K |
| otherPayables | - | - | - | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - | - | - | - |
| shortTermDebt | - | 298K | 26000 | 360K | 347K | 5.34M | - | - |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | 220K | 122K | 1000 | - | - |
| deferredRevenue | - | - | - | 387K | 249K | -5.08M | -168K | - |
| otherCurrentLiabilities | - | -298K | 122.98M | -1.49M | -1.19M | -505K | 168K | -280K |
| totalCurrentLiabilities | - | - | 123.01M | - | - | - | 156K | 280K |
| longTermDebt | 8.98M | 8.96M | 25.02M | 3.93M | 3.91M | 5M | - | - |
| capitalLeaseObligationsNonCurrent | - | - | 1.29M | 386K | 728K | - | 1.36M | - |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | 634K | 636K | - | - | - |
| otherNonCurrentLiabilities | 304.69M | 286.9M | 250.75M | 132.78M | 99.23M | 174.05M | - | - |
| totalNonCurrentLiabilities | 313.68M | 295.87M | 277.06M | 137.73M | 104.5M | 179.05M | 1.68M | 25.56M |
| otherLiabilities | - | - | -121.84M | - | - | - | 89.02M | -25.56M |
| capitalLeaseObligations | - | - | 1.29M | 386K | 728K | - | 1.36M | - |
| totalLiabilities | 313.68M | 295.87M | 278.23M | 281.96M | 268.22M | 179.05M | 90.85M | 280K |
| treasuryStock | - | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - | - |
| commonStock | 33.54M | 33.44M | 28.34M | 33.5M | 33.21M | 32.94M | 32.27M | 32.21M |
| retainedEarnings | 10.32M | 6.02M | 2.99M | -1.01M | -4.01M | -7.18M | -6.87M | -4.93M |
| additionalPaidInCapital | - | - | - | - | - | - | 378K | 152K |
| date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| netIncome | 5.36M | 3.88M | 3.87M | 3M | 3.17M | -318K | -1.93M | -3.1M |
| depreciationAndAmortization | 75000 | - | 112K | 121K | 106K | 139K | 133K | 113K |
| deferredIncomeTax | -21000 | - | 267K | 800K | -1.82M | - | - | - |
| stockBasedCompensation | 188K | - | 204K | 292K | 266K | 292K | 290K | 152K |
| changeInWorkingCapital | -67000 | 808K | -989K | -101K | 317K | -304K | -198K | 10000 |
| accountsReceivables | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - |
| accountsPayables | - | - | - | - | - | - | - | - |
| otherWorkingCapital | -67000 | 808K | -989K | -101K | 317K | -304K | - | - |
| otherNonCashItems | 775K | 2.32M | 2.22M | 1.43M | 1.05M | 794K | 593K | 214K |
| netCashProvidedByOperatingActivities | 6.31M | 7.01M | 5.68M | 5.55M | 3.09M | 603K | -1.11M | -2.62M |
| investmentsInPropertyPlantAndEquipment | -120K | - | -195K | -42000 | -75000 | -28000 | -34000 | -640K |
| acquisitionsNet | - | - | - | -6.86M | -6.52M | -69.37M | - | - |
| purchasesOfInvestments | - | - | - | -7.4M | -63.77M | -25.76M | -35.98M | -18.83M |
| salesMaturitiesOfInvestments | 9.16M | - | 10.22M | 16.34M | 18.76M | 30.47M | 24.11M | 3.02M |
| otherInvestingActivities | -4.04M | -24.73M | -38.84M | -437K | -116K | -490K | -60.02M | -14.2M |
| netCashProvidedByInvestingActivities | 5M | -24.73M | -28.81M | 1.6M | -51.73M | -65.17M | -71.93M | -30.65M |
| netDebtIssuance | - | -16.07M | 21.07M | - | -1.1M | 5M | - | - |
| longTermNetDebtIssuance | -5M | -16.07M | 21.07M | - | -1.1M | 5M | - | - |
| shortTermNetDebtIssuance | 5M | - | - | - | - | - | - | - |
| netStockIssuance | -88000 | 4.65M | -6.13M | - | - | - | - | 32.21M |
| netCommonStockIssuance | -88000 | 4.65M | -6.13M | - | - | - | - | 32.21M |
| commonStockIssuance | 162K | 4.65M | - | - | - | - | - | 32.21M |
| commonStockRepurchased | -250K | - | -6.13M | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - | - |
| netDividendsPaid | -1.06M | -846K | - | - | - | - | - | - |
| commonDividendsPaid | -1.06M | -846K | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - |
| otherFinancingActivities | 17.86M | 34.88M | -25.89M | 13.8M | 90.1M | 83.4M | 46.13M | 41.06M |
| netCashProvidedByFinancingActivities | 16.71M | 22.62M | -10.95M | 13.8M | 89.01M | 88.4M | 46.13M | 73.27M |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| revenue | 5.93M | 5.92M | 6.16M | 5.93M | 4.42M | 6.2M | 5.8M | 5.65M | 5.57M | 5.02M |
| costOfRevenue | 1.19M | 1.42M | 1.07M | 1.03M | - | 1.96M | 2.25M | - | 2.19M | - |
| grossProfit | 4.74M | 4.5M | 5.09M | 4.89M | 4.42M | 4.23M | 3.55M | 5.65M | 3.38M | 5.02M |
| researchAndDevelopmentExpenses | - | - | - | - | - | - | - | - | - | - |
| generalAndAdministrativeExpenses | 2.05M | 2.01M | 2.15M | 2.14M | 278K | 347K | 287K | 323K | 224K | 326K |
| sellingAndMarketingExpenses | 53000 | 93000 | 100000 | 59000 | 62000 | 62000 | 122K | 1000 | 60000 | 56000 |
| sellingGeneralAndAdministrativeExpenses | 2.1M | 2.1M | 2.25M | 2.2M | 2.44M | 1.21M | 1.1M | 1.02M | 958K | 722K |
| otherExpenses | 814K | 735K | 710K | 728K | 576K | 1.2M | 1.2M | 1.2M | 1.2M | 1.21M |
| operatingExpenses | 2.92M | 2.84M | 2.96M | 2.92M | 2.44M | 2.41M | 2.29M | 2.21M | 2.15M | 1.93M |
| costAndExpenses | 4.1M | 4.26M | 4.03M | 3.96M | 2.44M | 4.37M | 4.54M | 4.34M | 4.34M | 4.59M |
| netInterestIncome | 4.82M | 4.71M | 4.94M | 4.68M | - | - | - | - | - | - |
| interestIncome | 5.8M | 5.78M | 6.01M | 5.79M | - | - | - | - | - | - |
| interestExpense | 975K | 1.07M | 1.07M | 1.11M | 1.2M | 1.5M | 1.38M | 275K | 371K | 144K |
| depreciationAndAmortization | - | - | - | - | - | - | - | - | - | - |
| ebitda | 1.83M | 1.67M | 2.12M | 1.97M | 1.74M | 1.83M | 1.26M | 1.32M | 1.23M | 435K |
| ebit | 1.83M | 1.67M | 2.12M | 1.97M | 1.74M | 1.83M | 1.26M | 1.32M | 1.23M | 435K |
| nonOperatingIncomeExcludingInterest | - | - | - | - | 236K | - | - | - | - | - |
| operatingIncome | 1.83M | 1.67M | 2.12M | 1.97M | 1.98M | 2.05M | 1.49M | 1.32M | 1.43M | 657K |
| totalOtherIncomeExpensesNet | - | - | - | - | -236K | -223K | -225K | 2000 | -198K | -222K |
| incomeBeforeTax | 1.83M | 1.67M | 2.12M | 1.97M | 1.74M | 1.83M | 1.26M | 1.32M | 1.23M | 435K |
| incomeTaxExpense | 550K | 381K | 641K | 594K | 522K | 553K | 384K | 416K | 410K | 140K |
| netIncomeFromContinuingOperations | 1.28M | 1.28M | 1.48M | 1.37M | 1.22M | 1.28M | 879K | 903K | 820K | 295K |
| netIncomeFromDiscontinuedOperations | - | - | - | - | - | - | - | - | - | - |
| otherAdjustmentsToNetIncome | - | - | - | - | - | - | - | - | - | - |
| netIncome | 1.28M | 1.28M | 1.48M | 1.37M | 1.22M | 1.28M | 879K | 903K | 820K | 295K |
| netIncomeDeductions | - | - | - | - | - | - | - | - | - | - |
| bottomLineNetIncome | 1.28M | 1.28M | 1.48M | 1.37M | 1.22M | 1.28M | 879K | 903K | 820K | 295K |
| eps | 0.41 | 0.41 | 0.47 | 0.44 | 0.39 | 0.41 | 0.28 | 0.29 | 0.3 | 0.1 |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| cashAndCashEquivalents | 141.92M | 97.08M | 127.58M | 81.73M | 79M | 69.06M | 69.91M | 61.03M | 76.68M | 64.16M |
| shortTermInvestments | - | - | 28.72M | 31.39M | - | - | - | - | - | - |
| cashAndShortTermInvestments | 141.92M | 97.08M | 156.3M | 113.12M | 79M | 69.06M | 69.91M | 61.03M | 76.68M | 64.16M |
| netReceivables | - | - | - | - | - | - | - | - | - | - |
| accountsReceivables | - | - | - | - | - | - | - | - | - | - |
| otherReceivables | - | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| prepaids | - | - | - | - | - | - | - | - | - | - |
| otherCurrentAssets | - | - | - | - | - | - | - | - | - | - |
| totalCurrentAssets | 141.92M | 97.08M | 156.3M | 113.12M | 79M | 69.06M | 69.91M | 61.03M | 76.68M | 64.16M |
| propertyPlantEquipmentNet | 1.13M | 1.28M | 1.18M | 1.21M | 1.26M | 1.31M | 1.36M | 1.43M | 1.5M | 290K |
| goodwill | - | - | - | - | - | - | - | - | - | - |
| intangibleAssets | - | - | - | - | - | - | - | - | - | - |
| goodwillAndIntangibleAssets | - | - | - | - | - | - | - | - | - | - |
| longTermInvestments | 245.54M | 253.26M | 210.78M | 217.74M | - | 222.6M | - | - | - | - |
| taxAssets | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentAssets | 4.31M | 4.38M | 4.46M | 5M | 337.41M | 39.7M | 328.37M | 245.87M | 244.04M | 240.52M |
| totalNonCurrentAssets | 250.98M | 258.91M | 216.42M | 223.96M | 338.67M | 263.61M | 329.73M | 247.3M | 245.54M | 240.81M |
| otherAssets | - | - | - | - | - | - | - | - | - | - |
| totalAssets | 392.9M | 355.99M | 372.72M | 337.07M | 338.67M | 332.67M | 329.73M | 308.33M | 322.22M | 304.96M |
| totalPayables | - | - | - | - | - | - | - | - | - | - |
| accountPayables | - | - | - | - | - | - | - | - | - | - |
| otherPayables | - | - | - | - | - | - | - | - | - | - |
| accruedExpenses | - | - | - | - | - | - | - | - | - | - |
| shortTermDebt | - | - | - | - | - | - | - | - | - | 26000 |
| capitalLeaseObligationsCurrent | - | - | - | - | - | - | - | - | - | - |
| taxPayables | - | - | - | - | - | - | - | - | - | - |
| deferredRevenue | - | - | - | - | - | - | - | - | - | - |
| otherCurrentLiabilities | - | - | 325.5M | 291.17M | - | - | - | 141.14M | - | -26000 |
| totalCurrentLiabilities | - | - | 325.5M | 291.17M | - | - | - | 141.14M | - | - |
| longTermDebt | 3.99M | 8.98M | 3.98M | 3.98M | 8.97M | 8.96M | 13.96M | 13.96M | 25.02M | 25.02M |
| capitalLeaseObligationsNonCurrent | - | - | - | - | - | - | - | - | - | 1.29M |
| deferredRevenueNonCurrent | - | - | - | - | - | - | - | - | - | - |
| deferredTaxLiabilitiesNonCurrent | - | - | - | - | - | - | - | - | - | - |
| otherNonCurrentLiabilities | 345.47M | 304.69M | 2.18M | 2.23M | 291.39M | 286.9M | 279.88M | 260.27M | 268.66M | 250.75M |
| totalNonCurrentLiabilities | 349.46M | 313.68M | 6.16M | 6.2M | 300.36M | 295.87M | 293.84M | 274.22M | 293.68M | 277.06M |
| otherLiabilities | - | - | - | - | - | - | - | -141.14M | - | - |
| capitalLeaseObligations | - | - | - | - | - | - | - | - | - | 1.29M |
| totalLiabilities | 349.46M | 313.68M | 331.67M | 297.37M | 300.36M | 295.87M | 293.84M | 274.22M | 293.68M | 277.06M |
| treasuryStock | - | - | - | - | - | - | - | - | - | - |
| preferredStock | - | - | - | - | - | - | - | - | - | - |
| commonStock | 33.7M | 33.54M | 33.46M | 33.6M | 33.57M | 33.44M | 33.25M | 33.05M | 28.37M | 28.34M |
| retainedEarnings | 11.32M | 10.32M | 9.32M | 8.12M | 7.02M | 6.02M | 4.96M | 4.3M | 3.62M | 2.99M |
| additionalPaidInCapital | - | - | - | - | - | - | - | - | - | - |
| date | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| netIncome | 1.28M | 1.28M | 1.48M | 1.37M | 1.22M | 1.28M | 879K | 903K | 820K | 295K |
| depreciationAndAmortization | - | - | - | - | - | - | - | - | - | - |
| deferredIncomeTax | - | - | - | - | - | - | - | - | - | - |
| stockBasedCompensation | - | - | - | - | - | - | - | - | - | - |
| changeInWorkingCapital | - | - | - | - | - | - | - | - | - | - |
| accountsReceivables | - | - | - | - | - | - | - | - | - | - |
| inventory | - | - | - | - | - | - | - | - | - | - |
| accountsPayables | - | - | - | - | - | - | - | - | - | - |
| otherWorkingCapital | - | - | - | - | - | - | - | - | - | - |
| otherNonCashItems | -1.28M | -1.28M | -1.48M | -1.37M | -1.22M | -1.28M | -879K | -903K | -820K | -295K |
| netCashProvidedByOperatingActivities | - | - | - | - | - | - | - | - | - | - |
| investmentsInPropertyPlantAndEquipment | - | - | - | - | - | - | - | - | - | - |
| acquisitionsNet | - | - | - | - | - | - | - | - | - | - |
| purchasesOfInvestments | - | - | - | - | - | - | - | - | - | - |
| salesMaturitiesOfInvestments | - | - | - | - | - | - | - | - | - | - |
| otherInvestingActivities | - | - | - | - | - | - | - | - | - | - |
| netCashProvidedByInvestingActivities | - | - | - | - | - | - | - | - | - | - |
| netDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| longTermNetDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| shortTermNetDebtIssuance | - | - | - | - | - | - | - | - | - | - |
| netStockIssuance | - | - | - | - | - | - | - | - | - | - |
| netCommonStockIssuance | - | - | - | - | - | - | - | - | - | - |
| commonStockIssuance | - | - | - | - | - | - | - | - | - | - |
| commonStockRepurchased | - | - | - | - | - | - | - | - | - | - |
| netPreferredStockIssuance | - | - | - | - | - | - | - | - | - | - |
| netDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| commonDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| preferredDividendsPaid | - | - | - | - | - | - | - | - | - | - |
| otherFinancingActivities | - | - | - | - | - | - | - | - | - | - |
| netCashProvidedByFinancingActivities | - | - | - | - | - | - | - | - | - | - |